Mike Dargan was appointed Group Chief Operations and Technology Officer in May 2023, and is responsible for delivering digital platforms, technology services, infrastructure, and operations, including cyber and information security. Previously, he was Group Chief Digital and Information Officer (CDIO), after leading our Group Technology function since joining UBS in 2016. In addition to this remit, he was also GEB sponsor for our digital assets' strategy and a sponsor of artificial intelligence and our agile transformation, which have been integrated into his area of responsibility in 2023. Prior to joining UBS, he held various senior roles in technology, corporate strategy and investment banking at Standard Chartered Bank, Merrill Lynch, and Oliver Wyman.