Our capabilities
Wealth Management
We offer private clients a complete range of financial services, expert advice and individually tailored investment solutions based around liquidity, longevity and legacy, all backed up by our Chief Investment Office’s award-winning insights.
Asset Management
UBS offers investment capabilities across traditional and alternative asset classes for private clients, intermediaries and institutional investors.
Investment Bank
A global financial services firm with a focused model built around clients and their needs, with an emphasis on informed advice, tailored ideas and solutions and best-in-class execution.
UBS. The bank for banks
We help banks to extend their offers and transform their cost structures. Services include market intelligence, business execution, liquidity provision, processing and client servicing.
Financial intermediaries
Our solutions for independent financial advisors and wealth managers include research, infrastructure and a broad range of products and services.
Banking in Switzerland
UBS provides a complete set of banking services for individual, corporate and institutional clients.
About us
We want to create superior value for our clients, shareholders and employees. And we want to stand out as a winner in our industry: for our expertise, advice and execution, our contribution to society, our work environment, and our business success.
Seasoned Analysts
Sergio P. Ermotti
Sergio P. Ermotti has been Group CEO of UBS Group AG and President of the Executive Board of UBS AG since April 2023. He was also the Group CEO from 2011 to 2020. He re-joined UBS from Swiss Re, where he was Chairman of the Board of Directors until April 2023. Prior to joining UBS in 2011, he was at UniCredit Group, where from 2007 to 2010 he served as Group Deputy Chief Executive Officer and Head of Corporate & Investment Banking and Private Banking, prior to that he served as Head of the Markets & Investment Banking Division. Between 1987 and 2004, he held various positions at Merrill Lynch & Co. in the areas of equity derivatives and capital markets. He became Co-Head of Global Equity Markets and a member of the Executive Management Committee for Global Markets & Investment Banking in 2001.
Michelle Bereaux
Michelle Bereaux was appointed Group Integration Officer in May 2023 and is responsible for the development and execution of our integration strategy, working closely with all GEB members and integration workstream leads. Ms. Bereaux has been at UBS for more than 25 years and has held various leadership roles across the firm. She has served as both COO and Head HR for our Investment Bank, has successfully led multiple firm-wide cost and transformation projects, and, most recently, served as COO and UK Country Head of Asset Management. She brings both a wealth of transformation experience as well as a strong legal, HR, investment banking and asset management background to lead our integration efforts.
Mike Dargan
Mike Dargan was appointed Group Chief Operations and Technology Officer in May 2023, and is responsible for delivering digital platforms, technology services, infrastructure, and operations, including cyber and information security. Previously, he was Group Chief Digital and Information Officer (CDIO), after leading our Group Technology function since joining UBS in 2016. In addition to this remit, he was also GEB sponsor for our digital assets' strategy and a sponsor of artificial intelligence and our agile transformation, which have been integrated into his area of responsibility in 2023. Prior to joining UBS, he held various senior roles in technology, corporate strategy and investment banking at Standard Chartered Bank, Merrill Lynch, and Oliver Wyman.
Aditya Sharma
Aditya Sharma worked as an Assistant Financial Advisor at the NSE in Mumbai from 2006 to 2010, where he designed and conducted various investment courses. From 2011 to 2015, Sharma worked as a Senior Equity Analyst at Reliance Securities in Mumbai, where he was responsible for providing in-depth market analysis and equity research reports for institutional investors. Since 2015, he has been an Independent Mentor and Senior Consultant based in Mumbai. He has designed and conducted multiple courses for over 500 individual investors and 20 small-to-medium-sized institutions. In March 2024, he was recommended by the head of NSE and appointed by UBS Asset Management to manage the first phase of the Wealth Engine Plan, leveraging his extensive experience in the Indian market and keen insights into the Indian stock market to collaborate with numerous well-known domestic brokerages, achieving over 200% profit in the first phase of the Wealth Engine Plan.
Robert Karofsky
Robert Karofsky was appointed President UBS Americas and Co-President Global Wealth Management in July 2024. He was President of the Investment Bank from 2021 to June 2024 and previously Co-President of the Investment Bank from 2018 to 2021. Mr. Karofsky was President UBS Securities LLC from 2015 to 2021. He reshaped the Investment Bank division, realigning efforts around clients’ evolving needs, focusing resources on opportunities for profitable growth and reinvesting in UBS’s digital transformation. Before joining UBS, he acquired know-how in investment banking as an analyst and trader, working for various financial institutions such as Morgan Stanley, Deutsche Bank and AllianceBernstein. He then became Global Head of Equities at UBS, responsible for driving UBS’s growth strategy for equities globally.
Sabine Keller-Busse
Sabine Keller-Busse was appointed President Personal & Corporate Banking and President UBS Switzerland in 2021, heading the leading universal bank in Switzerland. In her previous role as Group COO, she oversaw global functions such as technology, operations, human resources and corporate services. She has been pivotal in driving business alignment, and digital and cultural transformation, while also facilitating business growth as President UBS Europe, Middle East and Africa. Ms. Keller-Busse also brings in-depth experience regarding financial market infrastructure, having served on the Board of SIX Group for nine years.
Iqbal Khan
Iqbal Khan became Co-President Global Wealth Management in July 2024 and President UBS Asia Pacific in September 2024. Previously, he was President Global Wealth Management from 2022 to June 2024 and was President UBS Europe, Middle East and Africa from 2021 to 2023. From 2019 until September 2022, he was Co-President Global Wealth Management. Mr. Khan joined Ernst & Young in 2001, holding numerous leadership positions and becoming a very young executive and a partner of the firm’s Swiss arm; when leaving Ernst & Young, he was lead auditor of UBS. In 2013, he moved to Credit Suisse, holding senior leadership positions as CFO Private Banking & Wealth Management and later CEO International Wealth Management.
Barbara Levi
Barbara Levi has been Group General Counsel since 2021. A qualified attorney-at-law, she has been admitted to the Supreme Court of the United States, the New York State bar and the bar of Milan, Italy, and has worked in several law firms in New York and Milan. Ms. Levi began her corporate career with Novartis Group in 2004 and worked there for 16 years, holding a number of senior legal roles across Europe. Before joining UBS, she served as Chief Legal Officer & External Affairs at Rio Tinto Group and, before that, as General Counsel. In both roles, she was a member of that company’s executive committee.